CNN reported today that millions of Americans who did not elect a healthcare plan will owe a hefty tax penalty from 2014--as many as 6 million Americans.  For details on the penalties, see this CNN Article.

Many folks are nervous about selecting new plans.  Others are intimidated about the new process.  And most agree that the changeover appears to be downright confusing.  Thankfully there is an answer.

There is a program known as 5LINX EnhancedCare MD Smart Choices which addresses what most Americans fear: (1) Understanding the process and, (2) Saving the most amount of money possible. For only $49.95/month, anyone may use this service to access a user friendly online portal along with a live, knowledgeable agent to help walk through the process of selecting healthcare coverage.  They will also have more options which will allow them to choose a custom fit health plan without breaking the bank. 5LINX EnhancedCare MD SmartChoices (also known as ecMD) reports that customers save on average, $300.00/month.  

Along with that, users of this service also enjoy 24/7 access to Doctors and Nurses over the phone and may even receive medical prescriptions given over the phone to be picked up at a local Sam's Club or Walmart.  

ecMD is not new.  Prior to expanding into an Affordable Care Act (aka Obamacare) Approved program, this service was recognized as an innovative way to provide triage and telemedicine to clients anywhere in the U.S.  Now it is a full-fledged program that will allow anyone to save money, understand their healthcare insurance options, and avoid expensive penalties.  If you'd like to try out ecMD SmartChoices, visit this link: and use Agent ID, "L450509".

Please see the videos below which explain many of the benefits of this program.  

What initially caught my attention about the profession of network marketing is how it compares to working a job.  At most places of employment we are paid per transaction (e.g. Clock in, money starts....Clock out, money stops).  This is known as linear income.  And while this can provide a comfortable lifestyle, because of the way money is earned, it cannot provide financial freedom.  You might bring up high paid professionals, such as doctors and corporate attorneys in top tier law firms earning in the high six-figures every year.  This is not to say that we don't need these professionals--in fact there is nothing wrong with working a job if that's what one wants to do.  The real problem is that 52% of Americans do not like their jobs and even more believe that they are overworked and underpaid.  But even as a high paid professional, what happens if you suddenly stop working?  Say you're a brain surgeon who develops arthritis...or you're an attorney who is on maternity leave?  Or God-forbid, what if you are injured or pass on?  What would happen to your family?  While it isn't pleasant to talk about, it is important to realize that linear income is not the way to earn financial freedom nor can it be willed to a loved one if something happened to you.  And in order to continue to make money, you must continue to run on the proverbial "rat wheel", hence the title of my website, GetOffTheRATWheel.com.

 

Residual income (also called passive, or recurring income) is income that continues to be generated well after the initial effort has been expended.  In my Network Marketing company, I assisted a property management company in cutting their utility expenses by over 30% back in 2012 and that effort continues to pay me into 2015.  If you've ever read "Rich Dad, Poor Dad" by Business Mogul, Robert Kiyosaki, he refers to a business like this as an income-generating asset.  What if there was a way you can do something ONE TIME and reap benefits over and over again as a result?  This is no different than earning book royalties or receiving payouts based on radio spins, like Beyonce, U2 or Taylor Swift.  And who remembers "The Fresh Prince of Bel-Air" which has been off the air for nearly two decades?  Think about the amount of re-runs that have aired and the fact that Will Smith receives royalty checks based on what he did 20 years ago. And what if you could do it too?  

Lastly, I always feel the need to point out that what we do is hard-freaking work.  As I mentioned in a previous blog, shifting ones mindset is probably one of the hardest things to do.  And it is the reason why many fail.  The ones who succeed are those who have a strong purpose, a powerful motivation, and those who are coachable and take action.  The truth is this is the only business on earth I know of, that one can begin with a very low investment (<$500), have unyielding support, a proven system similar to a franchise (without all the overhead), and can begin part-time.  

Check out my conversation below with a multimillionaire top earner in my company, not long after I began to rise the ranks.  After humbling me by her praise, she also gives her take on what we do.

FACT: The average man in America dies just 2 years after retirement.  The average African American man never even sees that day.  

Statistics also show that most people are not satisfied in their jobs.  See the Forbes Article here.  Knowing this, tell me why it makes more sense to live the only life your going to have working in a glass prison: you can see outside, but you are trapped.  In the "free world", 90% of Americans work for the other 10%, whereas these numbers were reversed only about 100 years ago.  We have gone from an independent people to a dependent people; so much so, that attempting to break free of the system causes many to doubt you and pull you back in.  It reminds me of the crabs in a barrel analogy which also speaks to human nature: jealousy, envy, fear and downright cruelty is the reason why its not necessary to place a lid over crabs in a barrel.  As soon as a crab begins to make its way to the top, it is dragged back into the barrel.  And any crab that repeatedly attempts to escape or comes close to escaping is often maimed or killed by the others.  

While its debatable that crabs can experience the plethora of human emotions such as envy, the fact remains that much of what we do is often dictated by the fear of what others might say and think.  And thus, this is why so many unsatisfied Americans will work at a place they do not like until retirement.  A place where you are not free to go where you please and you're at the mercy of a layoff, an acquisition, a downsizing, or an "ism" (racism, sexism, favoritism, etc).  

I personally made a choice to not be in that number.  Actually the choice was made for me when I was handed a pink slip.  Nonetheless, I along with millions of entrepreneurs have decided to say, "enough is enough."  And thankfully, I was introduced to a business with a simple system that will create financial freedom.  However, it is my responsibility to tell you that this business is not easy.   And the hardest part is getting started.  What makes it difficult is mindset--which is precisely why many who start the race will never finish.  Philosopher and Best Selling Author, Bob Proctor says, "The most dangerous prison is the one you don't know you're in."  When I launched my business in 2011, I was nervous.  I had no experience and did not know what I was doing at first.  So what was the difference?  I kept my family, my future, and knowing that one day I would die of this life transform my fear into courage.  I kept my motivation (aka my "WHY") in front of me--a vision board of people and the life I wish to live.  And that's why I'm still passionate over three years later.  So yes, changing your mindset is very hard.  But I'd rather spend the next couple of years going against the grain for freedom, and traversing up the same mountaintop that every other unpopular (and now financially free) millionaire went to.  Yes, doing that always beats living in a glass prison.  

Why is Network Marketing on the verge of changing the globe?  Because the old model of having a good career for 40 years (let alone being at a single job for 4 years) is very rare in 2015.  There are so many reasons why people are in desperate need of a better way.  Here are just a few: 
(1) Structural Unemployment, where technological advances are eliminating jobs; (2) outsourcing: where persons in other countries will perform the same jobs that used to be on U.S. soil for a fraction of the pay; (3) the widening gap between the rich and poor, which has seen steady increases over the years; (4) rising debt and so much more.  

Although the audio below was intended as a special internal training for our 5LINX #TeamEPIC, I felt it would be of value to the general population to gain a clearer understand as to what we do.  Taking this information seriously could dramatically change your life for the better.  

If you enjoyed this video, please quickly do me a favor and share with others and comment below.

Cheers!
Ricardo Suber


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