
Got an iPhone or Android? You can get started right now. With the rise of "robo apps", you have more options to grow your money today with very little overhead. And while there are many investment apps, I highly recommend three based on their ease of use and because each of them are SIPC and/or FDIC insured up to $500,000.00, which is standard for large brokerages as well.
As a disclaimer, I am not a financial professional. Yet what qualifies me to write this article is my experience as an investor, both with apps and through traditional means (e.g. 401k, IRA and individual investments).
Stash

Based on a risk-assessment questionnaire given when you sign up, Stash will recommend a mix of ETFs, but you can choose however you see fit. And don't worry--if you're brand new to investing, I recommend joining the Stash Investors Facebook Group to see what others are investing in! (This isn't school--it's okay to look on your neighbor's paper!) Stash is a must have app to help you flip and tumble the contents of your bag!
HERE'S THE FREE MONEY PART ;) Want a special link to sign up AND get $5 just for doing so? Here's the unique link: https://get.stashinvest.com/ricardoj9w47
(When you get started, you'll get your own shareable link where you'll be able to earn $5 per sign up)
RobinHood

Similar to Stash, Robinhood also has very involved user communities on Facebook, such as Robinhood Investors. People are more than willing to help! The big downside is that you don't have a lot of News information in the app to go on--which is why it pays to keep an eye on websites like Morningstar.com, WSJ.com, Bloomberg.com, and the like. The people who are really "flipping and tumbling" are those who understand the market. Here's your chance to dive in!
HERE'S THE FREE STOCK PART ;) Want a special link to sign up AND get a free stock just for doing so? Here's the unique link: https://share.robinhood.com/ricards269
(When you get started, you'll get your own shareable link where you'll be able to earn more free stock!)
ACORNS

Although this is the primary means of earning money through Acorns, you can also manually add money or set up recurring deposits. Of the three apps I'm discussing, this one is the lowest maintenance. Like the other apps, there are no minimums and the cost is $1.00/mo. Even with no experience, you can start flipping and tumbling today!
HERE'S THE FREE MONEY PART ;) Want a special link to sign up AND get $5 just for doing so? Here's the unique link: https://acorns.com/invite/FSQMFX
(When you get started, you'll get your own shareable link where you'll be able to earn $5 per sign up)
Where do you get the funds to invest?
Now go get the bag and download Stash, Robinhood and Acorns right now!